Elect Peter Richter

Elect Peter Richter for Florida State Representative District 106 (Naples / Marco)

Stop HB213

The Florida (un)Fair Foreclosure Act

PROTESTStop FUFA (State-Wide) March 22nd, 2012
        Naples Protest: 5:30 PM - 5th Ave South, Downtown Naples, FL 34112 - PASSIDOMO Building

Assault on homeowner property rights

  • Awards enormous legal fees to foreclosure lawyers
    SB 1890: Lines 405 - 410
    Awards attorney fees of 3% (So a $100k foreclosure gets $3000 and a $1,000,000 foreclosure gets $30,000 for exactly the SAME amount of work)

  • Waives your right to trial in court
    SB 1890: Lines 436 - 449
    Allows the court to waive your right to trial if they deem you are trying to avoid your day in court.  A fundamental right should never be "deemed" to be waived!

  • Limits compensation of homeowners that have been mistakenly foreclosed upon!
    SB 1890: Lines 231 - 290
    This basically says that if the bank illegally forecloses on your home, you cannot get your home back once it has been sold to a new buyer.  You are limited to only get a monetary compensation.

  • Lets the banks "off the hook" from having to pay Condo Association's legal fees related to the foreclosure, but those that buy through short sale are still "on the hook".  This sticks it to the Condo association (and the unit owners) to benefit the banks.
    Watch Video - skip to around 145:00

Click here to read the full bill (with attorney notes)

Official Pages and Documents from the MyFloridaHouse.GOV

Florida Senate Bill 1890 http://www.myfloridahouse.gov/Sections/Bills/billsdetail.aspx?BillId=48778&

Florida House Bill 213 http://www.myfloridahouse.gov/sections/Bills/billsdetail.aspx?BillId=47321

Senate Bill SB1890 Original Text as Filed - Florida House Website

*Note: This bill is constantly changing as amendments are made.  I will try to update this page to keep it relevant.

*Note 2: I am NOT a lawyer, and this is all my interpretation of the bill as I have read it with the help of reading notes made by lawyers.  I am doing my best, but there may be errors in my interpretation.

*Note 3: Main Graphic courtesy of www.4closurefraud.org